Call reports 2017
BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION — 2017
What BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 114,754,000 | 112,920,000 | 117,861,000 | 110,234,000 |
| Total loans | 77,166,000 | 76,047,000 | 76,067,000 | 73,490,000 |
| Allowance for loan losses | 1,294,000 | 1,321,000 | 1,323,000 | 1,611,000 |
| Securities available for sale | 24,310,000 | 25,370,000 | 28,080,000 | 28,566,000 |
| Securities held to maturity | 1,703,000 | 1,642,000 | 1,575,000 | 1,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,314,000 | 100,957,000 | 105,565,000 | 98,180,000 |
| Interest-bearing deposits | 50,116,000 | 46,071,000 | 40,283,000 | 51,436,000 |
| Noninterest-bearing deposits | 53,198,000 | 54,886,000 | 65,282,000 | 46,744,000 |
| Equity capital | 11,345,000 | 11,876,000 | 12,238,000 | 11,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,108,000 | 2,271,000 | 3,456,000 | 4,643,000 |
| Interest expense | 70,000 | 160,000 | 248,000 | 346,000 |
| Net interest income | 1,038,000 | 2,111,000 | 3,208,000 | 4,297,000 |
| Noninterest income | 30,000 | 70,000 | 109,000 | 140,000 |
| Noninterest expense | 739,000 | 1,464,000 | 2,218,000 | 2,985,000 |
| Provision for loan losses | 30,000 | 55,000 | 55,000 | 355,000 |
| Pretax income | 299,000 | 662,000 | 1,044,000 | 1,097,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 299,000 | 662,000 | 1,044,000 | 1,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,787,000 | 12,154,000 | 12,539,000 | 12,596,000 |
| Total capital | 12,835,000 | 13,185,000 | 13,574,000 | 13,613,000 |
| Risk-weighted assets | 83,599,000 | 82,220,000 | 82,539,000 | 80,736,000 |