Call reports 2016
BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION — 2016
What BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 121,459,000 | 110,591,000 | 108,784,000 | 110,781,000 |
| Total loans | 70,170,000 | 68,228,000 | 72,598,000 | 74,766,000 |
| Allowance for loan losses | 1,055,000 | 1,105,000 | 1,162,000 | 1,261,000 |
| Securities available for sale | 40,050,000 | 29,512,000 | 28,010,000 | 25,376,000 |
| Securities held to maturity | 2,061,000 | 1,978,000 | 1,877,000 | 1,768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,950,000 | 99,497,000 | 93,637,000 | 99,890,000 |
| Interest-bearing deposits | 53,606,000 | 46,503,000 | 41,984,000 | 48,690,000 |
| Noninterest-bearing deposits | 52,344,000 | 52,994,000 | 51,653,000 | 51,200,000 |
| Equity capital | 10,438,000 | 10,977,000 | 11,254,000 | 10,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,141,000 | 2,220,000 | 3,300,000 | 4,391,000 |
| Interest expense | 76,000 | 149,000 | 214,000 | 279,000 |
| Net interest income | 1,065,000 | 2,071,000 | 3,086,000 | 4,112,000 |
| Noninterest income | 86,000 | 143,000 | 169,000 | 196,000 |
| Noninterest expense | 769,000 | 1,494,000 | 2,208,000 | 2,924,000 |
| Provision for loan losses | 2,828,000 | 2,863,000 | 2,917,000 | 2,917,000 |
| Pretax income | -2,446,000 | -2,183,000 | -1,907,000 | -1,570,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,446,000 | -2,183,000 | -1,907,000 | -1,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,602,000 | 10,870,000 | 11,145,000 | 11,485,000 |
| Total capital | 11,597,000 | 11,807,000 | 12,134,000 | 12,509,000 |
| Risk-weighted assets | 79,569,000 | 74,788,000 | 78,964,000 | 81,605,000 |