Call reports 2015
BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION — 2015
What BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 122,149,000 | 113,907,000 | 120,909,000 | 121,188,000 |
| Total loans | 64,534,000 | 65,371,000 | 64,811,000 | 71,302,000 |
| Allowance for loan losses | 840,000 | 821,000 | 1,243,000 | 1,245,000 |
| Securities available for sale | 33,973,000 | 31,792,000 | 38,632,000 | 36,453,000 |
| Securities held to maturity | 0 | 0 | 2,202,000 | 2,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,224,000 | 98,129,000 | 106,119,000 | 106,472,000 |
| Interest-bearing deposits | 52,528,000 | 48,628,000 | 51,290,000 | 51,484,000 |
| Noninterest-bearing deposits | 53,696,000 | 49,501,000 | 54,829,000 | 54,988,000 |
| Equity capital | 12,764,000 | 12,658,000 | 12,633,000 | 12,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,014,000 | 2,072,000 | 3,140,000 | 4,212,000 |
| Interest expense | 100,000 | 192,000 | 277,000 | 357,000 |
| Net interest income | 914,000 | 1,880,000 | 2,863,000 | 3,855,000 |
| Noninterest income | 47,000 | 90,000 | 143,000 | 218,000 |
| Noninterest expense | 756,000 | 1,574,000 | 2,376,000 | 3,155,000 |
| Provision for loan losses | 342,000 | 357,000 | 857,000 | 857,000 |
| Pretax income | -137,000 | 39,000 | -227,000 | 61,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -137,000 | 39,000 | -227,000 | 61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,820,000 | 13,002,000 | 12,744,000 | 13,039,000 |
| Total capital | 13,660,000 | 13,823,000 | 13,674,000 | 14,062,000 |
| Risk-weighted assets | 73,952,000 | 74,233,000 | 74,113,000 | 81,601,000 |