Call reports 2014
BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION — 2014
What BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 98,987,000 | 98,663,000 | 113,707,000 | 113,809,000 |
| Total loans | 41,387,000 | 52,271,000 | 56,682,000 | 57,833,000 |
| Allowance for loan losses | 532,000 | 642,000 | 694,000 | 693,000 |
| Securities available for sale | 43,857,000 | 42,485,000 | 39,817,000 | 35,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,246,000 | 78,897,000 | 92,425,000 | 96,964,000 |
| Interest-bearing deposits | 45,226,000 | 44,915,000 | 49,564,000 | 48,036,000 |
| Noninterest-bearing deposits | 36,020,000 | 33,982,000 | 42,861,000 | 48,928,000 |
| Equity capital | 11,774,000 | 12,203,000 | 12,363,000 | 12,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,796,000 | 2,797,000 | 3,816,000 |
| Interest expense | 85,000 | 184,000 | 292,000 | 394,000 |
| Net interest income | 783,000 | 1,612,000 | 2,505,000 | 3,422,000 |
| Noninterest income | 22,000 | 50,000 | 84,000 | 126,000 |
| Noninterest expense | 667,000 | 1,393,000 | 2,125,000 | 2,913,000 |
| Provision for loan losses | 11,000 | 121,000 | 173,000 | 198,000 |
| Pretax income | 127,000 | 148,000 | 298,000 | 527,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 127,000 | 148,000 | 298,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,623,000 | 12,650,000 | 12,820,000 | 13,057,000 |
| Total capital | 12,781,000 | 13,292,000 | 13,514,000 | 13,220,000 |
| Risk-weighted assets | 54,049,000 | 62,349,000 | 66,521,000 | 66,958,000 |