Call reports 2011
BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION — 2011
What BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 70,146,000 | 74,502,000 | 79,524,000 | 79,582,000 |
| Total loans | 11,873,000 | 12,937,000 | 14,115,000 | 17,818,000 |
| Allowance for loan losses | 143,000 | 163,000 | 188,000 | 192,000 |
| Securities available for sale | 53,882,000 | 54,353,000 | 57,682,000 | 52,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,307,000 | 38,494,000 | 42,483,000 | 42,964,000 |
| Interest-bearing deposits | 25,215,000 | 30,410,000 | 33,486,000 | 32,651,000 |
| Noninterest-bearing deposits | 7,092,000 | 8,084,000 | 8,997,000 | 10,313,000 |
| Equity capital | 10,693,000 | 12,160,000 | 13,189,000 | 12,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 601,000 | 1,244,000 | 1,894,000 | 2,428,000 |
| Interest expense | 147,000 | 298,000 | 447,000 | 606,000 |
| Net interest income | 454,000 | 946,000 | 1,447,000 | 1,822,000 |
| Noninterest income | 7,000 | 16,000 | 25,000 | 34,000 |
| Noninterest expense | 411,000 | 843,000 | 1,309,000 | 1,797,000 |
| Provision for loan losses | 14,000 | 34,000 | 59,000 | 63,000 |
| Pretax income | 36,000 | 85,000 | 167,000 | 59,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 36,000 | 85,000 | 167,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,467,000 | 12,524,000 | 12,615,000 | 12,458,000 |
| Total capital | 12,610,000 | 12,687,000 | 12,803,000 | 12,650,000 |
| Risk-weighted assets | 21,420,000 | 22,810,000 | 23,823,000 | 26,174,000 |