Call reports 2010
BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION — 2010
What BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 58,310,000 | 60,291,000 | 63,746,000 | 64,697,000 |
| Total loans | 6,586,000 | 7,889,000 | 8,504,000 | 9,599,000 |
| Allowance for loan losses | 82,000 | 99,000 | 99,000 | 129,000 |
| Securities available for sale | 48,644,000 | 46,116,000 | 50,718,000 | 52,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,257,000 | 21,930,000 | 24,030,000 | 24,374,000 |
| Interest-bearing deposits | 17,008,000 | 17,440,000 | 17,535,000 | 18,072,000 |
| Noninterest-bearing deposits | 3,249,000 | 4,490,000 | 6,495,000 | 6,302,000 |
| Equity capital | 12,428,000 | 13,018,000 | 12,589,000 | 10,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,119,000 | 1,611,000 | 2,169,000 |
| Interest expense | 155,000 | 308,000 | 478,000 | 618,000 |
| Net interest income | 404,000 | 811,000 | 1,133,000 | 1,551,000 |
| Noninterest income | 6,000 | 12,000 | 22,000 | 28,000 |
| Noninterest expense | 376,000 | 756,000 | 1,162,000 | 1,568,000 |
| Provision for loan losses | 10,000 | 27,000 | 27,000 | 57,000 |
| Pretax income | 24,000 | 127,000 | 671,000 | 659,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 127,000 | 671,000 | 659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,117,000 | 12,228,000 | 12,779,000 | 12,421,000 |
| Total capital | 12,199,000 | 12,327,000 | 12,878,000 | 12,550,000 |
| Risk-weighted assets | 16,651,000 | 16,941,000 | 17,827,000 | 19,729,000 |