Call reports 2009
BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION — 2009
What BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 57,036,000 | 57,554,000 | 65,077,000 | 60,254,000 |
| Total loans | 4,593,000 | 4,444,000 | 5,269,000 | 5,623,000 |
| Allowance for loan losses | 55,000 | 55,000 | 56,000 | 72,000 |
| Securities available for sale | 41,329,000 | 38,841,000 | 46,790,000 | 50,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,489,000 | 20,604,000 | 27,485,000 | 20,233,000 |
| Interest-bearing deposits | 17,385,000 | 17,877,000 | 23,948,000 | 17,140,000 |
| Noninterest-bearing deposits | 2,104,000 | 2,727,000 | 3,537,000 | 3,093,000 |
| Equity capital | 12,202,000 | 11,596,000 | 12,243,000 | 11,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 977,000 | 1,481,000 | 2,053,000 |
| Interest expense | 222,000 | 438,000 | 623,000 | 804,000 |
| Net interest income | 304,000 | 539,000 | 858,000 | 1,249,000 |
| Noninterest income | 2,000 | 8,000 | 13,000 | 19,000 |
| Noninterest expense | 288,000 | 602,000 | 921,000 | 1,278,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 17,000 |
| Pretax income | 484,000 | 710,000 | 713,000 | 1,066,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 484,000 | 710,000 | 713,000 | 1,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,477,000 | 11,712,000 | 11,721,000 | 12,084,000 |
| Total capital | 11,532,000 | 11,767,000 | 11,777,000 | 12,156,000 |
| Risk-weighted assets | 14,837,000 | 15,003,000 | 17,140,000 | 16,611,000 |