Call reports 2008
BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION — 2008
What BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 19,224,000 | 46,206,000 | 48,722,000 | 48,276,000 |
| Total loans | 1,249,000 | 1,907,000 | 5,116,000 | 5,202,000 |
| Allowance for loan losses | 16,000 | 19,000 | 42,000 | 55,000 |
| Securities available for sale | 8,811,000 | 36,656,000 | 36,902,000 | 39,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,257,000 | 6,111,000 | 8,281,000 | 8,742,000 |
| Interest-bearing deposits | 1,977,000 | 3,722,000 | 4,531,000 | 5,683,000 |
| Noninterest-bearing deposits | 2,280,000 | 2,389,000 | 3,750,000 | 3,059,000 |
| Equity capital | 11,367,000 | 9,976,000 | 11,003,000 | 11,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 190,000 | 550,000 | 1,093,000 | 1,641,000 |
| Interest expense | 25,000 | 170,000 | 432,000 | 656,000 |
| Net interest income | 165,000 | 380,000 | 661,000 | 985,000 |
| Noninterest income | 4,000 | 7,000 | 9,000 | 20,000 |
| Noninterest expense | 313,000 | 632,000 | 966,000 | 1,350,000 |
| Provision for loan losses | 16,000 | 19,000 | 42,000 | 55,000 |
| Pretax income | -160,000 | -264,000 | -338,000 | -369,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -160,000 | -264,000 | -338,000 | -369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,222,000 | 11,121,000 | 11,055,000 | 10,984,000 |
| Total capital | 11,238,000 | 11,140,000 | 11,097,000 | 11,039,000 |
| Risk-weighted assets | 4,606,000 | 11,092,000 | 13,475,000 | 13,191,000 |