Call reports 2025
BLACK MOUNTAIN SAVINGS BANK, SSB — 2025
What BLACK MOUNTAIN SAVINGS BANK, SSB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 43,310,000 | 43,662,000 | 42,364,000 | 42,375,000 |
| Total loans | 28,401,000 | 28,180,000 | 27,778,000 | 27,555,000 |
| Allowance for loan losses | 62,000 | 62,000 | 62,000 | 62,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,822,000 | 37,354,000 | 36,290,000 | 36,553,000 |
| Interest-bearing deposits | 36,822,000 | 37,354,000 | 36,290,000 | 36,553,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,182,000 | 5,145,000 | 5,090,000 | 5,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 437,000 | 873,000 | 1,309,000 | 1,734,000 |
| Interest expense | 231,000 | 459,000 | 690,000 | 922,000 |
| Net interest income | 206,000 | 414,000 | 619,000 | 812,000 |
| Noninterest income | 8,000 | 16,000 | 22,000 | 147,000 |
| Noninterest expense | 249,000 | 502,000 | 768,000 | 1,032,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -35,000 | -72,000 | -127,000 | -73,000 |
| Income tax | 0 | 0 | 0 | -12,000 |
| Net income | -35,000 | -72,000 | -127,000 | -61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,182,000 | 5,145,000 | 5,090,000 | 5,155,000 |