Call reports 2022
BLACK MOUNTAIN SAVINGS BANK, SSB — 2022
What BLACK MOUNTAIN SAVINGS BANK, SSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 44,417,000 | 44,697,000 | 45,476,000 | 44,872,000 |
| Total loans | 29,811,000 | 31,146,000 | 30,431,000 | 30,896,000 |
| Allowance for loan losses | 42,000 | 42,000 | 42,000 | 42,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,955,000 | 39,281,000 | 40,043,000 | 38,588,000 |
| Interest-bearing deposits | 38,955,000 | 39,281,000 | 40,043,000 | 38,588,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,254,000 | 5,285,000 | 5,315,000 | 5,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 288,000 | 627,000 | 984,000 | 1,393,000 |
| Interest expense | 32,000 | 68,000 | 113,000 | 181,000 |
| Net interest income | 256,000 | 559,000 | 871,000 | 1,212,000 |
| Noninterest income | 4,000 | 9,000 | 14,000 | 24,000 |
| Noninterest expense | 256,000 | 524,000 | 801,000 | 1,129,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,000 | 44,000 | 84,000 | 107,000 |
| Income tax | 1,000 | 11,000 | 20,000 | 25,000 |
| Net income | 3,000 | 33,000 | 64,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,254,000 | 5,285,000 | 5,315,000 | 5,363,000 |