Call reports 2021
BLACK MOUNTAIN SAVINGS BANK, SSB — 2021
What BLACK MOUNTAIN SAVINGS BANK, SSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 42,031,000 | 41,987,000 | 44,181,000 | 43,766,000 |
| Total loans | 28,041,000 | 29,244,000 | 30,130,000 | 30,543,000 |
| Allowance for loan losses | 42,000 | 42,000 | 42,000 | 42,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,176,000 | 36,095,000 | 38,570,000 | 38,247,000 |
| Interest-bearing deposits | 36,176,000 | 36,095,000 | 38,570,000 | 38,247,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,223,000 | 5,253,000 | 5,276,000 | 5,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 655,000 | 982,000 | 1,289,000 |
| Interest expense | 44,000 | 81,000 | 115,000 | 151,000 |
| Net interest income | 284,000 | 574,000 | 867,000 | 1,138,000 |
| Noninterest income | 2,000 | 3,000 | 2,000 | 13,000 |
| Noninterest expense | 234,000 | 485,000 | 747,000 | 1,070,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 92,000 | 122,000 | 81,000 |
| Income tax | 12,000 | 21,000 | 28,000 | 20,000 |
| Net income | 40,000 | 71,000 | 94,000 | 61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,223,000 | 5,253,000 | 5,276,000 | 5,251,000 |