Call reports 2019
BLACK MOUNTAIN SAVINGS BANK, SSB — 2019
What BLACK MOUNTAIN SAVINGS BANK, SSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 40,109,000 | 40,903,000 | 41,143,000 | 40,793,000 |
| Total loans | 29,089,000 | 29,160,000 | 28,455,000 | 27,777,000 |
| Allowance for loan losses | 42,000 | 42,000 | 42,000 | 42,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,965,000 | 35,055,000 | 35,023,000 | 35,139,000 |
| Interest-bearing deposits | 33,965,000 | 35,055,000 | 35,023,000 | 35,139,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,109,000 | 5,135,000 | 5,147,000 | 5,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 828,000 | 1,233,000 | 1,611,000 |
| Interest expense | 121,000 | 250,000 | 390,000 | 517,000 |
| Net interest income | 295,000 | 578,000 | 843,000 | 1,094,000 |
| Noninterest income | 15,000 | 21,000 | 26,000 | 22,000 |
| Noninterest expense | 257,000 | 513,000 | 775,000 | 1,025,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 86,000 | 94,000 | 91,000 |
| Income tax | 12,000 | 20,000 | 22,000 | 22,000 |
| Net income | 41,000 | 66,000 | 72,000 | 69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,109,000 | 5,135,000 | 5,147,000 | 5,143,000 |
| Total capital | 5,151,000 | 5,177,000 | 5,189,000 | 5,185,000 |
| Risk-weighted assets | 16,292,000 | 16,284,000 | 16,303,000 | 15,711,000 |