Call reports 2018
BLACK MOUNTAIN SAVINGS BANK, SSB — 2018
What BLACK MOUNTAIN SAVINGS BANK, SSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 38,465,000 | 39,638,000 | 40,425,000 | 40,502,000 |
| Total loans | 28,187,000 | 29,402,000 | 28,952,000 | 28,854,000 |
| Allowance for loan losses | 42,000 | 42,000 | 42,000 | 42,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,589,000 | 33,563,000 | 34,365,000 | 34,516,000 |
| Interest-bearing deposits | 32,589,000 | 33,563,000 | 34,365,000 | 34,516,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,991,000 | 5,036,000 | 5,054,000 | 5,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 790,000 | 1,176,000 | 1,583,000 |
| Interest expense | 77,000 | 162,000 | 261,000 | 376,000 |
| Net interest income | 308,000 | 628,000 | 915,000 | 1,207,000 |
| Noninterest income | 7,000 | 15,000 | 20,000 | 45,000 |
| Noninterest expense | 271,000 | 542,000 | 811,000 | 1,102,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 101,000 | 124,000 | 150,000 |
| Income tax | 9,000 | 20,000 | 26,000 | 36,000 |
| Net income | 35,000 | 81,000 | 98,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,991,000 | 5,036,000 | 5,054,000 | 5,069,000 |
| Total capital | 5,033,000 | 5,078,000 | 5,096,000 | 5,111,000 |
| Risk-weighted assets | 15,650,000 | 16,476,000 | 16,474,000 | 16,045,000 |