Call reports 2017
BLACK MOUNTAIN SAVINGS BANK, SSB — 2017
What BLACK MOUNTAIN SAVINGS BANK, SSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 37,395,000 | 38,788,000 | 38,252,000 | 38,099,000 |
| Total loans | 26,305,000 | 27,156,000 | 27,171,000 | 27,908,000 |
| Allowance for loan losses | 42,000 | 42,000 | 42,000 | 42,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,271,000 | 32,960,000 | 32,517,000 | 32,432,000 |
| Interest-bearing deposits | 32,271,000 | 32,960,000 | 32,517,000 | 32,432,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,859,000 | 4,893,000 | 4,925,000 | 4,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 724,000 | 1,087,000 | 1,464,000 |
| Interest expense | 72,000 | 146,000 | 221,000 | 298,000 |
| Net interest income | 278,000 | 578,000 | 866,000 | 1,166,000 |
| Noninterest income | 6,000 | 11,000 | 27,000 | 42,000 |
| Noninterest expense | 257,000 | 519,000 | 781,000 | 1,059,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 27,000 | 70,000 | 112,000 | 149,000 |
| Income tax | 5,000 | 14,000 | 24,000 | 32,000 |
| Net income | 22,000 | 56,000 | 88,000 | 117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,859,000 | 4,893,000 | 4,925,000 | 4,955,000 |
| Total capital | 4,901,000 | 4,935,000 | 4,967,000 | 4,997,000 |
| Risk-weighted assets | 14,278,000 | 15,295,000 | 14,955,000 | 15,292,000 |