Call reports 2014
BLACK MOUNTAIN SAVINGS BANK, SSB — 2014
What BLACK MOUNTAIN SAVINGS BANK, SSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 36,608,000 | 36,577,000 | 37,440,000 | 37,742,000 |
| Total loans | 24,443,000 | 24,339,000 | 24,359,000 | 24,896,000 |
| Allowance for loan losses | 45,000 | 45,000 | 45,000 | 55,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,203,000 | 31,204,000 | 31,646,000 | 31,770,000 |
| Interest-bearing deposits | 31,203,000 | 31,204,000 | 31,646,000 | 31,770,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,562,000 | 4,592,000 | 4,626,000 | 4,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 330,000 | 657,000 | 994,000 | 1,313,000 |
| Interest expense | 60,000 | 121,000 | 183,000 | 245,000 |
| Net interest income | 270,000 | 536,000 | 811,000 | 1,068,000 |
| Noninterest income | 3,000 | 6,000 | 10,000 | 20,000 |
| Noninterest expense | 222,000 | 453,000 | 675,000 | 917,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 89,000 | 146,000 | 171,000 |
| Income tax | 12,000 | 21,000 | 44,000 | 65,000 |
| Net income | 39,000 | 68,000 | 102,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,562,000 | 4,592,000 | 4,626,000 | 4,631,000 |
| Total capital | 4,607,000 | 4,637,000 | 4,671,000 | 4,686,000 |
| Risk-weighted assets | 15,565,000 | 15,481,000 | 15,620,000 | 13,804,000 |