Call reports 2001
BLACK MOUNTAIN SAVINGS BANK, SSB — 2001
What BLACK MOUNTAIN SAVINGS BANK, SSB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,022,000 | 22,260,000 | 22,782,000 | 22,667,000 |
| Total loans | 17,605,000 | 18,595,000 | 18,856,000 | 19,538,000 |
| Allowance for loan losses | 21,000 | 21,000 | 21,000 | 21,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,245,000 | 19,477,000 | 19,987,000 | 19,845,000 |
| Interest-bearing deposits | 19,232,000 | 19,453,000 | 19,959,000 | 19,839,000 |
| Noninterest-bearing deposits | 13,000 | 24,000 | 28,000 | 6,000 |
| Equity capital | 2,682,000 | 2,695,000 | 2,708,000 | 2,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 855,000 | 1,278,000 | 1,709,000 |
| Interest expense | 251,000 | 499,000 | 747,000 | 969,000 |
| Net interest income | 180,000 | 356,000 | 531,000 | 740,000 |
| Noninterest income | 2,000 | 3,000 | 7,000 | 10,000 |
| Noninterest expense | 156,000 | 315,000 | 475,000 | 656,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 44,000 | 63,000 | 94,000 |
| Income tax | 7,000 | 12,000 | 18,000 | 23,000 |
| Net income | 19,000 | 32,000 | 45,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,682,000 | 2,695,000 | 2,708,000 | 2,734,000 |
| Total capital | 2,703,000 | 2,716,000 | 2,729,000 | 2,755,000 |
| Risk-weighted assets | 10,393,000 | 10,684,000 | 10,870,000 | 11,083,000 |