Call reports 2025
FIRST SAVINGS BANK — 2025
What FIRST SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,489,118,000 | 1,486,946,000 | 1,511,164,000 | 1,541,563,000 |
| Total loans | 1,106,918,000 | 1,112,786,000 | 1,127,426,000 | 1,170,837,000 |
| Allowance for loan losses | 70,919,000 | 69,129,000 | 68,844,000 | 68,368,000 |
| Securities available for sale | 154,527,000 | 165,539,000 | 184,094,000 | 195,969,000 |
| Securities held to maturity | 115,363,000 | 112,893,000 | 110,543,000 | 108,385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,216,547,000 | 1,204,155,000 | 1,216,001,000 | 1,238,304,000 |
| Interest-bearing deposits | 861,047,000 | 871,208,000 | 884,675,000 | 896,754,000 |
| Noninterest-bearing deposits | 355,500,000 | 332,947,000 | 331,326,000 | 341,550,000 |
| Equity capital | 260,254,000 | 269,651,000 | 280,912,000 | 289,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 33,186,000 | 67,040,000 | 101,239,000 | 135,968,000 |
| Interest expense | 4,187,000 | 8,417,000 | 12,690,000 | 17,078,000 |
| Net interest income | 28,999,000 | 58,623,000 | 88,549,000 | 118,890,000 |
| Noninterest income | 10,160,000 | 19,908,000 | 29,787,000 | 39,588,000 |
| Noninterest expense | 15,934,000 | 32,055,000 | 48,787,000 | 65,688,000 |
| Provision for loan losses | 12,184,000 | 22,835,000 | 34,136,000 | 45,982,000 |
| Pretax income | 11,041,000 | 23,641,000 | 35,413,000 | 46,808,000 |
| Income tax | 2,531,000 | 5,482,000 | 8,244,000 | 10,883,000 |
| Net income | 8,510,000 | 18,159,000 | 27,169,000 | 35,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 263,136,000 | 272,511,000 | 281,244,000 | 289,725,000 |
| Total capital | 277,610,000 | 287,097,000 | 296,119,000 | 305,068,000 |
| Risk-weighted assets | 1,100,875,000 | 1,111,749,000 | 1,135,436,000 | 1,173,841,000 |