Call reports 2024
FIRST SAVINGS BANK — 2024
What FIRST SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,403,046,000 | 1,426,673,000 | 1,440,246,000 | 1,441,636,000 |
| Total loans | 1,100,154,000 | 1,100,736,000 | 1,106,048,000 | 1,110,986,000 |
| Allowance for loan losses | 73,414,000 | 74,575,000 | 74,962,000 | 72,998,000 |
| Securities available for sale | 125,215,000 | 96,645,000 | 125,022,000 | 136,898,000 |
| Securities held to maturity | 125,491,000 | 122,859,000 | 120,502,000 | 118,131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,144,684,000 | 1,168,483,000 | 1,181,666,000 | 1,177,888,000 |
| Interest-bearing deposits | 809,299,000 | 824,722,000 | 826,004,000 | 830,675,000 |
| Noninterest-bearing deposits | 335,385,000 | 343,761,000 | 355,662,000 | 347,213,000 |
| Equity capital | 231,707,000 | 235,684,000 | 245,397,000 | 250,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 32,469,000 | 65,267,000 | 99,206,000 | 132,982,000 |
| Interest expense | 4,411,000 | 8,966,000 | 13,685,000 | 18,242,000 |
| Net interest income | 28,058,000 | 56,301,000 | 85,521,000 | 114,740,000 |
| Noninterest income | 9,026,000 | 18,249,000 | 28,297,000 | 38,546,000 |
| Noninterest expense | 15,572,000 | 30,969,000 | 46,125,000 | 61,685,000 |
| Provision for loan losses | 16,289,000 | 31,716,000 | 45,503,000 | 58,222,000 |
| Pretax income | 24,124,000 | 22,156,000 | 32,481,000 | 43,670,000 |
| Income tax | 5,503,000 | 5,140,000 | 7,598,000 | 10,246,000 |
| Net income | 18,621,000 | 17,016,000 | 24,883,000 | 33,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 240,925,000 | 239,045,000 | 246,936,000 | 254,902,000 |
| Total capital | 255,796,000 | 253,440,000 | 261,349,000 | 269,395,000 |
| Risk-weighted assets | 1,130,430,000 | 1,090,789,000 | 1,091,876,000 | 1,100,292,000 |