Call reports 2023
FIRST SAVINGS BANK — 2023
What FIRST SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,361,966,000 | 1,372,647,000 | 1,364,173,000 | 1,377,165,000 |
| Total loans | 1,057,433,000 | 1,081,546,000 | 1,086,840,000 | 1,104,481,000 |
| Allowance for loan losses | 58,166,000 | 61,693,000 | 74,839,000 | 74,235,000 |
| Securities available for sale | 138,323,000 | 133,917,000 | 128,003,000 | 129,211,000 |
| Securities held to maturity | 147,966,000 | 139,045,000 | 134,086,000 | 127,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,132,360,000 | 1,118,701,000 | 1,098,065,000 | 1,124,283,000 |
| Interest-bearing deposits | 760,485,000 | 749,060,000 | 743,186,000 | 786,342,000 |
| Noninterest-bearing deposits | 371,875,000 | 369,641,000 | 354,879,000 | 337,941,000 |
| Equity capital | 206,287,000 | 209,768,000 | 206,166,000 | 214,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 30,289,000 | 61,554,000 | 94,046,000 | 126,744,000 |
| Interest expense | 1,780,000 | 4,282,000 | 7,345,000 | 11,291,000 |
| Net interest income | 28,509,000 | 57,272,000 | 86,701,000 | 115,453,000 |
| Noninterest income | 9,942,000 | 19,838,000 | 29,734,000 | 38,917,000 |
| Noninterest expense | 16,484,000 | 32,517,000 | 48,220,000 | 64,441,000 |
| Provision for loan losses | 16,524,000 | 33,258,000 | 49,065,000 | 65,174,000 |
| Pretax income | 5,443,000 | 11,335,000 | 19,150,000 | 24,755,000 |
| Income tax | 1,315,000 | 2,624,000 | 4,546,000 | 5,904,000 |
| Net income | 4,128,000 | 8,711,000 | 14,604,000 | 18,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 215,894,000 | 220,291,000 | 218,497,000 | 222,547,000 |
| Total capital | 230,360,000 | 235,087,000 | 233,220,000 | 237,342,000 |
| Risk-weighted assets | 1,111,058,000 | 1,134,538,000 | 1,116,922,000 | 1,123,302,000 |