Call reports 2022
FIRST SAVINGS BANK — 2022
What FIRST SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,347,420,000 | 1,355,837,000 | 1,349,755,000 | 1,371,445,000 |
| Total loans | 909,861,000 | 958,496,000 | 1,015,422,000 | 1,049,675,000 |
| Allowance for loan losses | 48,487,000 | 49,694,000 | 53,061,000 | 56,361,000 |
| Securities available for sale | 164,864,000 | 148,550,000 | 141,925,000 | 141,047,000 |
| Securities held to maturity | 152,757,000 | 164,137,000 | 161,043,000 | 158,469,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,133,945,000 | 1,141,680,000 | 1,111,772,000 | 1,110,872,000 |
| Interest-bearing deposits | 755,277,000 | 758,562,000 | 728,746,000 | 735,729,000 |
| Noninterest-bearing deposits | 378,668,000 | 383,118,000 | 383,026,000 | 375,143,000 |
| Equity capital | 190,686,000 | 190,863,000 | 195,476,000 | 201,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 24,856,000 | 51,133,000 | 80,133,000 | 110,325,000 |
| Interest expense | 545,000 | 1,069,000 | 1,649,000 | 2,628,000 |
| Net interest income | 24,311,000 | 50,064,000 | 78,484,000 | 107,697,000 |
| Noninterest income | 8,905,000 | 18,497,000 | 28,578,000 | 38,590,000 |
| Noninterest expense | 14,785,000 | 30,612,000 | 47,734,000 | 64,667,000 |
| Provision for loan losses | 7,557,000 | 16,578,000 | 29,599,000 | 46,253,000 |
| Pretax income | 10,875,000 | 21,372,000 | 29,730,000 | 35,368,000 |
| Income tax | 2,444,000 | 4,918,000 | 6,887,000 | 8,225,000 |
| Net income | 8,431,000 | 16,454,000 | 22,843,000 | 27,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 192,898,000 | 201,034,000 | 207,537,000 | 211,952,000 |
| Total capital | 205,299,000 | 214,132,000 | 221,378,000 | 226,223,000 |
| Risk-weighted assets | 953,715,000 | 1,008,931,000 | 1,065,691,000 | 1,097,078,000 |