Call reports 2021
FIRST SAVINGS BANK — 2021
What FIRST SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,148,643,000 | 1,177,343,000 | 1,232,077,000 | 1,298,642,000 |
| Total loans | 770,166,000 | 819,810,000 | 836,002,000 | 874,061,000 |
| Allowance for loan losses | 49,069,000 | 48,786,000 | 48,278,000 | 48,245,000 |
| Securities available for sale | 183,073,000 | 205,084,000 | 197,247,000 | 187,223,000 |
| Securities held to maturity | 41,457,000 | 39,714,000 | 66,839,000 | 110,729,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 962,872,000 | 981,305,000 | 1,024,907,000 | 1,078,968,000 |
| Interest-bearing deposits | 655,428,000 | 663,114,000 | 687,696,000 | 733,337,000 |
| Noninterest-bearing deposits | 307,444,000 | 318,191,000 | 337,211,000 | 345,631,000 |
| Equity capital | 158,813,000 | 169,467,000 | 181,443,000 | 190,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 19,942,000 | 41,728,000 | 65,307,000 | 89,969,000 |
| Interest expense | 550,000 | 1,106,000 | 1,649,000 | 2,211,000 |
| Net interest income | 19,392,000 | 40,622,000 | 63,658,000 | 87,758,000 |
| Noninterest income | 7,570,000 | 16,872,000 | 25,537,000 | 34,493,000 |
| Noninterest expense | 12,580,000 | 25,792,000 | 39,403,000 | 53,324,000 |
| Provision for loan losses | 5,216,000 | 8,695,000 | 11,698,000 | 17,109,000 |
| Pretax income | 9,166,000 | 23,007,000 | 38,094,000 | 51,818,000 |
| Income tax | 2,206,000 | 5,177,000 | 8,728,000 | 11,938,000 |
| Net income | 6,960,000 | 17,830,000 | 29,366,000 | 39,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,088,000 | 162,074,000 | 173,724,000 | 184,352,000 |
| Total capital | 160,663,000 | 172,473,000 | 184,731,000 | 196,089,000 |
| Risk-weighted assets | 724,480,000 | 791,381,000 | 841,141,000 | 900,257,000 |