Call reports 2020
FIRST SAVINGS BANK — 2020
What FIRST SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 878,649,000 | 968,307,000 | 1,012,998,000 | 1,108,607,000 |
| Total loans | 658,334,000 | 777,789,000 | 782,675,000 | 753,519,000 |
| Allowance for loan losses | 42,754,000 | 43,555,000 | 45,721,000 | 48,463,000 |
| Securities available for sale | 114,160,000 | 113,065,000 | 110,166,000 | 126,678,000 |
| Securities held to maturity | 18,491,000 | 17,752,000 | 23,033,000 | 42,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 718,046,000 | 794,125,000 | 832,167,000 | 958,602,000 |
| Interest-bearing deposits | 543,535,000 | 565,817,000 | 589,454,000 | 636,455,000 |
| Noninterest-bearing deposits | 174,511,000 | 228,308,000 | 242,713,000 | 322,147,000 |
| Equity capital | 144,746,000 | 153,172,000 | 160,486,000 | 131,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 19,609,000 | 39,478,000 | 61,119,000 | 80,687,000 |
| Interest expense | 896,000 | 1,674,000 | 2,360,000 | 2,996,000 |
| Net interest income | 18,713,000 | 37,804,000 | 58,759,000 | 77,691,000 |
| Noninterest income | 6,288,000 | 12,562,000 | 19,538,000 | 27,058,000 |
| Noninterest expense | 10,879,000 | 22,258,000 | 34,279,000 | 46,212,000 |
| Provision for loan losses | 8,167,000 | 15,020,000 | 21,061,000 | 27,727,000 |
| Pretax income | 5,955,000 | 13,088,000 | 22,957,000 | 30,810,000 |
| Income tax | 1,524,000 | 3,002,000 | 5,424,000 | 7,324,000 |
| Net income | 4,431,000 | 10,086,000 | 17,533,000 | 23,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,846,000 | 143,050,000 | 150,314,000 | 121,173,000 |
| Total capital | 146,581,000 | 152,012,000 | 159,438,000 | 130,609,000 |
| Risk-weighted assets | 663,352,000 | 680,854,000 | 691,506,000 | 713,801,000 |