Call reports 2019
FIRST SAVINGS BANK — 2019
What FIRST SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 787,833,000 | 842,906,000 | 844,355,000 | 869,677,000 |
| Total loans | 605,557,000 | 644,781,000 | 657,474,000 | 667,898,000 |
| Allowance for loan losses | 39,863,000 | 40,256,000 | 41,829,000 | 42,929,000 |
| Securities available for sale | 74,647,000 | 81,274,000 | 93,798,000 | 103,784,000 |
| Securities held to maturity | 21,883,000 | 21,051,000 | 20,156,000 | 19,284,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 651,224,000 | 694,930,000 | 691,314,000 | 713,379,000 |
| Interest-bearing deposits | 485,944,000 | 528,739,000 | 517,739,000 | 537,734,000 |
| Noninterest-bearing deposits | 165,280,000 | 166,191,000 | 173,575,000 | 175,645,000 |
| Equity capital | 115,321,000 | 132,832,000 | 137,116,000 | 141,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 18,017,000 | 36,734,000 | 56,170,000 | 76,005,000 |
| Interest expense | 709,000 | 1,583,000 | 2,516,000 | 3,439,000 |
| Net interest income | 17,308,000 | 35,151,000 | 53,654,000 | 72,566,000 |
| Noninterest income | 5,759,000 | 11,902,000 | 18,136,000 | 24,737,000 |
| Noninterest expense | 10,505,000 | 21,474,000 | 32,365,000 | 42,798,000 |
| Provision for loan losses | 7,415,000 | 14,532,000 | 22,438,000 | 31,182,000 |
| Pretax income | 5,310,000 | 11,291,000 | 17,231,000 | 23,567,000 |
| Income tax | 1,394,000 | 2,314,000 | 3,758,000 | 5,303,000 |
| Net income | 3,916,000 | 8,977,000 | 13,473,000 | 18,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,234,000 | 124,623,000 | 129,116,000 | 133,296,000 |
| Total capital | 118,373,000 | 133,240,000 | 137,833,000 | 142,201,000 |
| Risk-weighted assets | 617,768,000 | 656,151,000 | 662,654,000 | 676,859,000 |