Call reports 2018
FIRST SAVINGS BANK — 2018
What FIRST SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 737,911,000 | 739,435,000 | 732,191,000 | 784,398,000 |
| Total loans | 542,546,000 | 566,635,000 | 588,474,000 | 612,488,000 |
| Allowance for loan losses | 36,040,000 | 36,943,000 | 38,652,000 | 39,813,000 |
| Securities available for sale | 77,224,000 | 75,975,000 | 77,205,000 | 107,465,000 |
| Securities held to maturity | 27,175,000 | 25,506,000 | 23,802,000 | 22,664,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 610,428,000 | 609,014,000 | 597,616,000 | 645,084,000 |
| Interest-bearing deposits | 478,107,000 | 477,840,000 | 461,867,000 | 497,768,000 |
| Noninterest-bearing deposits | 132,321,000 | 131,174,000 | 135,749,000 | 147,316,000 |
| Equity capital | 113,032,000 | 115,853,000 | 119,521,000 | 123,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 16,631,000 | 33,178,000 | 50,768,000 | 68,636,000 |
| Interest expense | 461,000 | 971,000 | 1,523,000 | 2,127,000 |
| Net interest income | 16,170,000 | 32,207,000 | 49,245,000 | 66,509,000 |
| Noninterest income | 6,176,000 | 12,278,000 | 18,396,000 | 24,357,000 |
| Noninterest expense | 9,358,000 | 18,746,000 | 28,224,000 | 37,927,000 |
| Provision for loan losses | 7,938,000 | 15,659,000 | 23,491,000 | 32,065,000 |
| Pretax income | 5,050,000 | 10,080,000 | 15,926,000 | 20,874,000 |
| Income tax | 1,505,000 | 3,441,000 | 5,044,000 | 6,408,000 |
| Net income | 3,545,000 | 6,639,000 | 10,882,000 | 14,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,208,000 | 116,025,000 | 119,993,000 | 119,037,000 |
| Total capital | 120,478,000 | 123,559,000 | 127,802,000 | 127,222,000 |
| Risk-weighted assets | 551,307,000 | 571,748,000 | 592,219,000 | 621,520,000 |