Call reports 2017
FIRST SAVINGS BANK — 2017
What FIRST SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 706,474,000 | 695,724,000 | 695,368,000 | 711,171,000 |
| Total loans | 509,664,000 | 524,190,000 | 540,165,000 | 556,368,000 |
| Allowance for loan losses | 32,348,000 | 34,088,000 | 36,318,000 | 37,464,000 |
| Securities available for sale | 87,321,000 | 86,852,000 | 84,015,000 | 80,696,000 |
| Securities held to maturity | 33,836,000 | 32,250,000 | 30,230,000 | 28,191,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 582,346,000 | 570,506,000 | 562,592,000 | 585,805,000 |
| Interest-bearing deposits | 458,688,000 | 449,818,000 | 441,173,000 | 450,181,000 |
| Noninterest-bearing deposits | 123,658,000 | 120,688,000 | 121,419,000 | 135,624,000 |
| Equity capital | 105,521,000 | 108,991,000 | 111,984,000 | 110,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 16,082,000 | 32,181,000 | 48,802,000 | 65,803,000 |
| Interest expense | 467,000 | 970,000 | 1,435,000 | 1,892,000 |
| Net interest income | 15,615,000 | 31,211,000 | 47,367,000 | 63,911,000 |
| Noninterest income | 6,413,000 | 12,921,000 | 19,548,000 | 26,000,000 |
| Noninterest expense | 9,236,000 | 18,441,000 | 27,625,000 | 36,868,000 |
| Provision for loan losses | 8,326,000 | 16,859,000 | 25,635,000 | 34,379,000 |
| Pretax income | 4,466,000 | 8,851,000 | 13,674,000 | 18,683,000 |
| Income tax | 1,596,000 | 3,460,000 | 5,187,000 | 10,351,000 |
| Net income | 2,870,000 | 5,391,000 | 8,487,000 | 8,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,887,000 | 107,429,000 | 110,545,000 | 110,108,000 |
| Total capital | 111,709,000 | 114,413,000 | 117,733,000 | 117,534,000 |
| Risk-weighted assets | 518,729,000 | 530,117,000 | 544,400,000 | 562,559,000 |