Call reports 2016
FIRST SAVINGS BANK — 2016
What FIRST SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 614,321,000 | 622,063,000 | 635,065,000 | 706,240,000 |
| Total loans | 449,193,000 | 469,535,000 | 498,871,000 | 510,040,000 |
| Allowance for loan losses | 26,812,000 | 28,423,000 | 30,640,000 | 32,223,000 |
| Securities available for sale | 68,377,000 | 69,074,000 | 67,987,000 | 84,923,000 |
| Securities held to maturity | 28,256,000 | 31,546,000 | 29,604,000 | 28,391,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,214,000 | 499,753,000 | 501,678,000 | 583,995,000 |
| Interest-bearing deposits | 401,727,000 | 401,755,000 | 404,938,000 | 461,126,000 |
| Noninterest-bearing deposits | 90,487,000 | 97,998,000 | 96,740,000 | 122,869,000 |
| Equity capital | 95,840,000 | 98,553,000 | 101,519,000 | 102,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 13,786,000 | 27,849,000 | 43,282,000 | 59,761,000 |
| Interest expense | 415,000 | 830,000 | 1,248,000 | 1,717,000 |
| Net interest income | 13,371,000 | 27,019,000 | 42,034,000 | 58,044,000 |
| Noninterest income | 5,675,000 | 11,811,000 | 18,327,000 | 24,864,000 |
| Noninterest expense | 8,940,000 | 18,236,000 | 27,621,000 | 37,133,000 |
| Provision for loan losses | 5,121,000 | 11,553,000 | 19,035,000 | 27,315,000 |
| Pretax income | 4,985,000 | 9,041,000 | 13,705,000 | 18,460,000 |
| Income tax | 1,752,000 | 3,377,000 | 5,026,000 | 6,716,000 |
| Net income | 3,233,000 | 5,664,000 | 8,679,000 | 11,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,851,000 | 97,282,000 | 100,297,000 | 102,489,000 |
| Total capital | 100,920,000 | 103,565,000 | 106,933,000 | 109,322,000 |
| Risk-weighted assets | 463,654,000 | 479,309,000 | 505,612,000 | 519,817,000 |