Call reports 2015
FIRST SAVINGS BANK — 2015
What FIRST SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 527,659,000 | 543,308,000 | 551,647,000 | 597,675,000 |
| Total loans | 383,629,000 | 409,332,000 | 435,681,000 | 454,821,000 |
| Allowance for loan losses | 25,175,000 | 24,270,000 | 25,591,000 | 26,743,000 |
| Securities available for sale | 62,023,000 | 62,442,000 | 61,543,000 | 64,224,000 |
| Securities held to maturity | 28,369,000 | 25,933,000 | 24,991,000 | 23,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,603,000 | 440,924,000 | 437,174,000 | 478,821,000 |
| Interest-bearing deposits | 345,389,000 | 355,240,000 | 351,333,000 | 384,819,000 |
| Noninterest-bearing deposits | 81,214,000 | 85,684,000 | 85,841,000 | 94,002,000 |
| Equity capital | 83,676,000 | 86,276,000 | 89,659,000 | 92,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,010,000 | 22,946,000 | 35,708,000 | 49,314,000 |
| Interest expense | 369,000 | 730,000 | 1,075,000 | 1,432,000 |
| Net interest income | 10,641,000 | 22,216,000 | 34,633,000 | 47,882,000 |
| Noninterest income | 4,534,000 | 9,556,000 | 15,192,000 | 20,828,000 |
| Noninterest expense | 7,662,000 | 15,477,000 | 23,719,000 | 32,524,000 |
| Provision for loan losses | 3,769,000 | 7,877,000 | 12,650,000 | 18,623,000 |
| Pretax income | 3,744,000 | 8,418,000 | 13,456,000 | 17,563,000 |
| Income tax | 1,322,000 | 2,764,000 | 4,519,000 | 5,938,000 |
| Net income | 2,422,000 | 5,654,000 | 8,937,000 | 11,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,715,000 | 85,647,000 | 88,930,000 | 91,618,000 |
| Total capital | 87,936,000 | 91,145,000 | 94,747,000 | 97,776,000 |
| Risk-weighted assets | 396,475,000 | 419,731,000 | 444,301,000 | 470,815,000 |