Call reports 2014
FIRST SAVINGS BANK — 2014
What FIRST SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 504,714,000 | 498,123,000 | 499,777,000 | 518,733,000 |
| Total loans | 360,956,000 | 372,466,000 | 388,893,000 | 390,049,000 |
| Allowance for loan losses | 21,696,000 | 22,946,000 | 24,126,000 | 25,006,000 |
| Securities available for sale | 62,065,000 | 63,035,000 | 60,691,000 | 57,601,000 |
| Securities held to maturity | 24,133,000 | 24,179,000 | 23,225,000 | 21,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,071,000 | 407,708,000 | 405,151,000 | 421,080,000 |
| Interest-bearing deposits | 327,656,000 | 331,679,000 | 322,732,000 | 338,612,000 |
| Noninterest-bearing deposits | 81,415,000 | 76,029,000 | 82,419,000 | 82,468,000 |
| Equity capital | 74,062,000 | 75,973,000 | 78,705,000 | 81,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,593,000 | 19,509,000 | 30,218,000 | 41,397,000 |
| Interest expense | 448,000 | 884,000 | 1,299,000 | 1,691,000 |
| Net interest income | 9,145,000 | 18,625,000 | 28,919,000 | 39,706,000 |
| Noninterest income | 3,707,000 | 7,861,000 | 12,521,000 | 16,870,000 |
| Noninterest expense | 7,399,000 | 15,312,000 | 22,337,000 | 29,528,000 |
| Provision for loan losses | 3,260,000 | 6,914,000 | 10,697,000 | 14,968,000 |
| Pretax income | 2,193,000 | 4,260,000 | 8,406,000 | 12,080,000 |
| Income tax | 688,000 | 1,030,000 | 2,435,000 | 3,752,000 |
| Net income | 1,505,000 | 3,230,000 | 5,971,000 | 8,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,470,000 | 75,196,000 | 77,935,000 | 80,293,000 |
| Total capital | 78,302,000 | 80,187,000 | 83,082,000 | 85,437,000 |
| Risk-weighted assets | 368,308,000 | 379,956,000 | 391,393,000 | 390,237,000 |