Call reports 2013
FIRST SAVINGS BANK — 2013
What FIRST SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 469,815,000 | 475,112,000 | 462,663,000 | 492,215,000 |
| Total loans | 284,854,000 | 294,020,000 | 324,600,000 | 358,278,000 |
| Allowance for loan losses | 17,999,000 | 18,604,000 | 20,139,000 | 21,311,000 |
| Securities available for sale | 64,904,000 | 67,107,000 | 69,198,000 | 64,879,000 |
| Securities held to maturity | 29,774,000 | 28,294,000 | 27,174,000 | 26,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,060,000 | 387,752,000 | 373,221,000 | 392,897,000 |
| Interest-bearing deposits | 308,254,000 | 311,028,000 | 297,714,000 | 311,834,000 |
| Noninterest-bearing deposits | 74,806,000 | 76,724,000 | 75,507,000 | 81,063,000 |
| Equity capital | 68,830,000 | 69,412,000 | 71,003,000 | 72,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,216,000 | 16,642,000 | 25,582,000 | 35,201,000 |
| Interest expense | 541,000 | 1,062,000 | 1,549,000 | 2,002,000 |
| Net interest income | 7,675,000 | 15,580,000 | 24,033,000 | 33,199,000 |
| Noninterest income | 3,499,000 | 6,953,000 | 10,770,000 | 14,260,000 |
| Noninterest expense | 6,350,000 | 13,139,000 | 19,781,000 | 26,179,000 |
| Provision for loan losses | 2,562,000 | 5,466,000 | 8,955,000 | 12,889,000 |
| Pretax income | 2,262,000 | 3,928,000 | 6,067,000 | 8,391,000 |
| Income tax | 818,000 | 1,033,000 | 1,779,000 | 2,597,000 |
| Net income | 1,444,000 | 2,895,000 | 4,288,000 | 5,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,616,000 | 69,067,000 | 70,459,000 | 71,965,000 |
| Total capital | 71,546,000 | 73,161,000 | 74,950,000 | 76,778,000 |
| Risk-weighted assets | 299,338,000 | 311,945,000 | 342,553,000 | 367,287,000 |