Call reports 2012
FIRST SAVINGS BANK — 2012
What FIRST SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 447,456,000 | 431,884,000 | 433,669,000 | 457,412,000 |
| Total loans | 295,509,000 | 301,544,000 | 296,842,000 | 295,636,000 |
| Allowance for loan losses | 14,599,000 | 16,226,000 | 17,019,000 | 18,002,000 |
| Securities available for sale | 56,636,000 | 54,308,000 | 49,068,000 | 50,832,000 |
| Securities held to maturity | 33,928,000 | 34,838,000 | 33,171,000 | 32,388,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,145,000 | 348,578,000 | 349,002,000 | 372,987,000 |
| Interest-bearing deposits | 297,584,000 | 283,628,000 | 284,443,000 | 297,145,000 |
| Noninterest-bearing deposits | 65,561,000 | 64,950,000 | 64,559,000 | 75,842,000 |
| Equity capital | 66,352,000 | 66,997,000 | 67,874,000 | 67,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,804,000 | 15,767,000 | 24,254,000 | 32,564,000 |
| Interest expense | 756,000 | 1,432,000 | 2,060,000 | 2,659,000 |
| Net interest income | 7,048,000 | 14,335,000 | 22,194,000 | 29,905,000 |
| Noninterest income | 3,511,000 | 6,518,000 | 9,124,000 | 9,987,000 |
| Noninterest expense | 6,169,000 | 11,909,000 | 17,628,000 | 23,385,000 |
| Provision for loan losses | 2,740,000 | 5,764,000 | 8,657,000 | 12,032,000 |
| Pretax income | 1,650,000 | 3,180,000 | 5,191,000 | 4,633,000 |
| Income tax | 515,000 | 1,129,000 | 1,853,000 | 1,625,000 |
| Net income | 1,135,000 | 2,051,000 | 3,338,000 | 3,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,899,000 | 65,514,000 | 66,502,000 | 66,172,000 |
| Total capital | 68,917,000 | 69,588,000 | 70,533,000 | 70,327,000 |
| Risk-weighted assets | 310,104,000 | 312,768,000 | 308,429,000 | 317,560,000 |