Call reports 2017
HOMETOWN BANK, NATIONAL ASSOCIATION — 2017
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 172,397,000 | 178,323,000 | 182,629,000 | 179,647,000 |
| Total loans | 142,731,000 | 146,655,000 | 150,336,000 | 151,522,000 |
| Allowance for loan losses | 2,302,000 | 2,419,000 | 2,363,000 | 2,330,000 |
| Securities available for sale | 8,393,000 | 8,315,000 | 8,183,000 | 7,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,695,000 | 151,620,000 | 158,684,000 | 151,898,000 |
| Interest-bearing deposits | 122,198,000 | 124,480,000 | 124,110,000 | 121,481,000 |
| Noninterest-bearing deposits | 26,497,000 | 27,140,000 | 34,574,000 | 30,417,000 |
| Equity capital | 16,250,000 | 16,362,000 | 16,445,000 | 16,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,551,000 | 3,240,000 | 4,979,000 | 6,756,000 |
| Interest expense | 196,000 | 380,000 | 579,000 | 767,000 |
| Net interest income | 1,355,000 | 2,860,000 | 4,400,000 | 5,989,000 |
| Noninterest income | 381,000 | 652,000 | 996,000 | 1,302,000 |
| Noninterest expense | 1,737,000 | 3,449,000 | 5,244,000 | 7,081,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -1,000 | 63,000 | 152,000 | 210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,000 | 63,000 | 152,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,401,000 | 16,465,000 | 16,554,000 | 16,613,000 |
| Total capital | 18,176,000 | 18,281,000 | 18,420,000 | 18,507,000 |
| Risk-weighted assets | 141,363,000 | 144,534,000 | 148,718,000 | 151,049,000 |