Call reports 2016
HOMETOWN BANK, NATIONAL ASSOCIATION — 2016
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 160,150,000 | 165,552,000 | 168,845,000 | 170,870,000 |
| Total loans | 126,616,000 | 130,313,000 | 132,560,000 | 139,553,000 |
| Allowance for loan losses | 2,164,000 | 2,179,000 | 2,308,000 | 2,329,000 |
| Securities available for sale | 9,157,000 | 9,079,000 | 8,936,000 | 8,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,099,000 | 138,755,000 | 141,028,000 | 144,320,000 |
| Interest-bearing deposits | 108,268,000 | 112,165,000 | 116,018,000 | 119,275,000 |
| Noninterest-bearing deposits | 24,831,000 | 26,590,000 | 25,010,000 | 25,045,000 |
| Equity capital | 16,701,000 | 16,700,000 | 16,555,000 | 16,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 2,942,000 | 4,460,000 | 5,974,000 |
| Interest expense | 165,000 | 335,000 | 509,000 | 701,000 |
| Net interest income | 1,304,000 | 2,607,000 | 3,951,000 | 5,273,000 |
| Noninterest income | 642,000 | 1,035,000 | 1,341,000 | 1,726,000 |
| Noninterest expense | 1,985,000 | 3,753,000 | 5,553,000 | 7,430,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -39,000 | -111,000 | -261,000 | -431,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -39,000 | -111,000 | -261,000 | -431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,795,000 | 16,723,000 | 16,573,000 | 16,402,000 |
| Total capital | 18,360,000 | 18,369,000 | 18,270,000 | 18,164,000 |
| Risk-weighted assets | 124,588,000 | 131,161,000 | 135,150,000 | 140,314,000 |