Call reports 2015
HOMETOWN BANK, NATIONAL ASSOCIATION — 2015
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 160,507,000 | 159,603,000 | 154,765,000 | 160,203,000 |
| Total loans | 117,771,000 | 116,932,000 | 118,206,000 | 124,656,000 |
| Allowance for loan losses | 2,454,000 | 2,422,000 | 2,408,000 | 2,413,000 |
| Securities available for sale | 10,886,000 | 9,597,000 | 9,495,000 | 9,353,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,161,000 | 126,532,000 | 123,093,000 | 124,993,000 |
| Interest-bearing deposits | 102,098,000 | 101,400,000 | 98,091,000 | 99,434,000 |
| Noninterest-bearing deposits | 24,063,000 | 25,132,000 | 25,002,000 | 25,559,000 |
| Equity capital | 17,901,000 | 17,376,000 | 17,105,000 | 16,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,364,000 | 2,749,000 | 4,082,000 | 5,400,000 |
| Interest expense | 184,000 | 359,000 | 520,000 | 675,000 |
| Net interest income | 1,180,000 | 2,390,000 | 3,562,000 | 4,725,000 |
| Noninterest income | 499,000 | 850,000 | 1,423,000 | 2,051,000 |
| Noninterest expense | 1,889,000 | 3,857,000 | 5,945,000 | 8,159,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -210,000 | -617,000 | -960,000 | -1,383,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -210,000 | -617,000 | -960,000 | -1,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,006,000 | 17,599,000 | 17,256,000 | 16,834,000 |
| Total capital | 19,539,000 | 19,098,000 | 18,798,000 | 18,448,000 |
| Risk-weighted assets | 121,738,000 | 118,938,000 | 122,466,000 | 128,338,000 |