Call reports 2014
HOMETOWN BANK, NATIONAL ASSOCIATION — 2014
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 158,565,000 | 156,791,000 | 158,541,000 | 157,600,000 |
| Total loans | 102,193,000 | 104,060,000 | 101,552,000 | 114,938,000 |
| Allowance for loan losses | 2,638,000 | 2,517,000 | 2,540,000 | 2,476,000 |
| Securities available for sale | 17,711,000 | 17,548,000 | 17,096,000 | 11,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,641,000 | 125,367,000 | 126,430,000 | 124,559,000 |
| Interest-bearing deposits | 104,815,000 | 102,185,000 | 102,195,000 | 100,493,000 |
| Noninterest-bearing deposits | 22,826,000 | 23,182,000 | 24,235,000 | 24,066,000 |
| Equity capital | 18,629,000 | 18,640,000 | 18,232,000 | 17,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,310,000 | 2,635,000 | 3,959,000 | 5,287,000 |
| Interest expense | 206,000 | 406,000 | 602,000 | 794,000 |
| Net interest income | 1,104,000 | 2,229,000 | 3,357,000 | 4,493,000 |
| Noninterest income | 490,000 | 1,056,000 | 1,515,000 | 1,722,000 |
| Noninterest expense | 1,950,000 | 3,829,000 | 5,735,000 | 7,599,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -356,000 | -519,000 | -838,000 | -1,314,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -356,000 | -519,000 | -838,000 | -1,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,174,000 | 19,011,000 | 18,692,000 | 18,216,000 |
| Total capital | 20,592,000 | 20,425,000 | 20,064,000 | 19,712,000 |
| Risk-weighted assets | 112,213,000 | 112,007,000 | 108,546,000 | 118,634,000 |