Call reports 2013
HOMETOWN BANK, NATIONAL ASSOCIATION — 2013
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 170,609,000 | 166,989,000 | 165,296,000 | 159,928,000 |
| Total loans | 99,949,000 | 102,264,000 | 102,438,000 | 103,951,000 |
| Allowance for loan losses | 3,580,000 | 3,595,000 | 2,788,000 | 2,628,000 |
| Securities available for sale | 15,026,000 | 19,492,000 | 19,816,000 | 19,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,969,000 | 134,392,000 | 133,045,000 | 128,261,000 |
| Interest-bearing deposits | 115,867,000 | 113,450,000 | 110,774,000 | 108,145,000 |
| Noninterest-bearing deposits | 22,102,000 | 20,942,000 | 22,271,000 | 20,115,000 |
| Equity capital | 19,437,000 | 19,357,000 | 19,009,000 | 18,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,396,000 | 2,852,000 | 4,268,000 | 5,644,000 |
| Interest expense | 251,000 | 493,000 | 727,000 | 950,000 |
| Net interest income | 1,145,000 | 2,359,000 | 3,541,000 | 4,694,000 |
| Noninterest income | 581,000 | 1,651,000 | 1,882,000 | 2,303,000 |
| Noninterest expense | 2,036,000 | 3,973,000 | 6,085,000 | 7,982,000 |
| Provision for loan losses | 0 | 0 | -800,000 | -800,000 |
| Pretax income | -292,000 | 55,000 | 156,000 | -167,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -292,000 | 55,000 | 156,000 | -167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,406,000 | 19,752,000 | 19,853,000 | 19,530,000 |
| Total capital | 20,923,000 | 21,202,000 | 21,316,000 | 20,999,000 |
| Risk-weighted assets | 119,217,000 | 113,869,000 | 115,693,000 | 116,401,000 |