Call reports 2012
HOMETOWN BANK, NATIONAL ASSOCIATION — 2012
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 180,776,000 | 176,691,000 | 171,185,000 | 168,260,000 |
| Total loans | 111,010,000 | 104,595,000 | 105,149,000 | 104,472,000 |
| Allowance for loan losses | 5,106,000 | 5,204,000 | 4,875,000 | 3,495,000 |
| Securities available for sale | 23,603,000 | 22,403,000 | 25,846,000 | 24,186,000 |
| Securities held to maturity | 2,506,000 | 505,000 | 503,000 | 501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,610,000 | 144,905,000 | 138,963,000 | 134,580,000 |
| Interest-bearing deposits | 128,294,000 | 124,089,000 | 119,630,000 | 114,481,000 |
| Noninterest-bearing deposits | 21,316,000 | 20,816,000 | 19,333,000 | 20,099,000 |
| Equity capital | 19,657,000 | 19,686,000 | 19,636,000 | 19,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,953,000 | 3,612,000 | 5,190,000 | 6,728,000 |
| Interest expense | 341,000 | 662,000 | 968,000 | 1,244,000 |
| Net interest income | 1,612,000 | 2,950,000 | 4,222,000 | 5,484,000 |
| Noninterest income | 909,000 | 1,516,000 | 2,186,000 | 1,989,000 |
| Noninterest expense | 2,100,000 | 4,122,000 | 6,242,000 | 8,273,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,200,000 |
| Pretax income | 508,000 | 514,000 | 384,000 | 618,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 508,000 | 514,000 | 384,000 | 618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,587,000 | 19,593,000 | 19,463,000 | 19,697,000 |
| Total capital | 21,200,000 | 21,154,000 | 21,024,000 | 21,252,000 |
| Risk-weighted assets | 125,501,000 | 121,223,000 | 121,514,000 | 122,774,000 |