Call reports 2011
HOMETOWN BANK, NATIONAL ASSOCIATION — 2011
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 191,607,000 | 193,880,000 | 190,811,000 | 182,716,000 |
| Total loans | 146,256,000 | 128,904,000 | 120,833,000 | 115,445,000 |
| Allowance for loan losses | 6,824,000 | 6,226,000 | 5,473,000 | 5,252,000 |
| Securities available for sale | 4,303,000 | 14,795,000 | 27,254,000 | 27,785,000 |
| Securities held to maturity | 4,333,000 | 4,319,000 | 3,010,000 | 2,508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,499,000 | 162,657,000 | 158,429,000 | 150,192,000 |
| Interest-bearing deposits | 140,718,000 | 138,890,000 | 137,583,000 | 131,398,000 |
| Noninterest-bearing deposits | 18,781,000 | 23,767,000 | 20,846,000 | 18,794,000 |
| Equity capital | 19,129,000 | 19,147,000 | 19,102,000 | 19,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,247,000 | 4,461,000 | 6,481,000 | 8,360,000 |
| Interest expense | 572,000 | 1,057,000 | 1,483,000 | 1,860,000 |
| Net interest income | 1,675,000 | 3,404,000 | 4,998,000 | 6,500,000 |
| Noninterest income | 456,000 | 1,164,000 | 1,290,000 | 1,991,000 |
| Noninterest expense | 2,171,000 | 4,580,000 | 6,503,000 | 8,530,000 |
| Provision for loan losses | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Pretax income | -1,040,000 | -1,012,000 | -1,215,000 | -1,039,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,040,000 | -1,012,000 | -1,215,000 | -1,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,078,000 | 19,106,000 | 18,903,000 | 19,079,000 |
| Total capital | 21,058,000 | 20,948,000 | 20,622,000 | 20,723,000 |
| Risk-weighted assets | 153,512,000 | 142,969,000 | 133,742,000 | 127,923,000 |