Call reports 2010
HOMETOWN BANK, NATIONAL ASSOCIATION — 2010
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 230,262,000 | 219,118,000 | 212,867,000 | 198,226,000 |
| Total loans | 174,871,000 | 171,597,000 | 168,100,000 | 158,974,000 |
| Allowance for loan losses | 3,907,000 | 4,026,000 | 6,473,000 | 6,186,000 |
| Securities available for sale | 8,754,000 | 7,794,000 | 6,340,000 | 5,307,000 |
| Securities held to maturity | 6,900,000 | 5,880,000 | 5,361,000 | 4,846,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,710,000 | 173,219,000 | 168,264,000 | 161,185,000 |
| Interest-bearing deposits | 160,926,000 | 156,202,000 | 150,955,000 | 145,403,000 |
| Noninterest-bearing deposits | 17,784,000 | 17,017,000 | 17,309,000 | 15,782,000 |
| Equity capital | 23,075,000 | 23,064,000 | 20,138,000 | 20,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,844,000 | 5,582,000 | 8,257,000 | 10,673,000 |
| Interest expense | 1,002,000 | 1,880,000 | 2,686,000 | 3,342,000 |
| Net interest income | 1,842,000 | 3,702,000 | 5,571,000 | 7,331,000 |
| Noninterest income | 505,000 | 1,018,000 | 1,408,000 | 2,038,000 |
| Noninterest expense | 2,248,000 | 4,419,000 | 6,818,000 | 9,068,000 |
| Provision for loan losses | 150,000 | 400,000 | 3,230,000 | 3,302,000 |
| Pretax income | 27,000 | -21,000 | -2,991,000 | -2,923,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | -21,000 | -2,991,000 | -2,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,068,000 | 23,020,000 | 20,050,000 | 20,118,000 |
| Total capital | 25,458,000 | 25,305,000 | 22,283,000 | 22,234,000 |
| Risk-weighted assets | 189,595,000 | 181,082,000 | 174,346,000 | 165,179,000 |