Call reports 2009
HOMETOWN BANK, NATIONAL ASSOCIATION — 2009
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 253,673,000 | 254,657,000 | 250,722,000 | 236,189,000 |
| Total loans | 203,220,000 | 201,912,000 | 190,948,000 | 181,947,000 |
| Allowance for loan losses | 3,768,000 | 3,736,000 | 3,818,000 | 4,040,000 |
| Securities available for sale | 5,083,000 | 7,076,000 | 7,118,000 | 6,859,000 |
| Securities held to maturity | 6,997,000 | 8,463,000 | 8,440,000 | 7,419,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,192,000 | 203,523,000 | 195,585,000 | 182,744,000 |
| Interest-bearing deposits | 184,321,000 | 184,593,000 | 177,282,000 | 165,250,000 |
| Noninterest-bearing deposits | 18,871,000 | 18,930,000 | 18,303,000 | 17,495,000 |
| Equity capital | 23,302,000 | 23,130,000 | 23,878,000 | 23,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,445,000 | 6,764,000 | 9,829,000 | 12,866,000 |
| Interest expense | 1,593,000 | 3,093,000 | 4,501,000 | 5,712,000 |
| Net interest income | 1,852,000 | 3,671,000 | 5,328,000 | 7,154,000 |
| Noninterest income | 488,000 | 1,048,000 | 1,182,000 | 1,391,000 |
| Noninterest expense | 2,343,000 | 4,742,000 | 7,033,000 | 9,329,000 |
| Provision for loan losses | 149,000 | 284,000 | 579,000 | 1,024,000 |
| Pretax income | -152,000 | -307,000 | -1,102,000 | -1,808,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -152,000 | -307,000 | -1,102,000 | -1,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,197,000 | 23,042,000 | 23,748,000 | 23,041,000 |
| Total capital | 25,855,000 | 25,669,000 | 26,285,000 | 25,473,000 |
| Risk-weighted assets | 211,565,000 | 209,000,000 | 201,617,000 | 192,892,000 |