Call reports 2007
HOMETOWN BANK, NATIONAL ASSOCIATION — 2007
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 249,736,000 | 250,302,000 | 249,655,000 | 258,226,000 |
| Total loans | 215,551,000 | 216,647,000 | 215,341,000 | 220,835,000 |
| Allowance for loan losses | 2,365,000 | 2,379,000 | 2,360,000 | 2,210,000 |
| Securities available for sale | 7,623,000 | 7,635,000 | 6,230,000 | 6,003,000 |
| Securities held to maturity | 250,000 | 250,000 | 1,971,000 | 2,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,237,000 | 202,894,000 | 201,440,000 | 195,223,000 |
| Interest-bearing deposits | 186,700,000 | 185,921,000 | 185,030,000 | 177,702,000 |
| Noninterest-bearing deposits | 17,537,000 | 16,973,000 | 16,410,000 | 17,522,000 |
| Equity capital | 20,834,000 | 21,186,000 | 21,598,000 | 21,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,500,000 | 9,142,000 | 13,809,000 | 18,203,000 |
| Interest expense | 2,252,000 | 4,544,000 | 6,901,000 | 9,180,000 |
| Net interest income | 2,248,000 | 4,598,000 | 6,908,000 | 9,023,000 |
| Noninterest income | 490,000 | 1,112,000 | 1,741,000 | 2,251,000 |
| Noninterest expense | 2,384,000 | 4,853,000 | 7,330,000 | 9,789,000 |
| Provision for loan losses | 133,000 | 240,000 | 375,000 | 441,000 |
| Pretax income | 221,000 | 617,000 | 944,000 | 1,044,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 221,000 | 617,000 | 944,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,846,000 | 21,243,000 | 21,570,000 | 21,670,000 |
| Total capital | 23,211,000 | 23,622,000 | 23,930,000 | 23,880,000 |
| Risk-weighted assets | 226,950,000 | 226,461,000 | 225,833,000 | 230,667,000 |