Call reports 2002
HOMETOWN BANK, NATIONAL ASSOCIATION — 2002
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 133,058,000 | 133,560,000 | 143,078,000 | 146,110,000 |
| Total loans | 114,674,000 | 120,317,000 | 125,476,000 | 129,016,000 |
| Allowance for loan losses | 1,150,000 | 1,205,000 | 1,263,000 | 1,294,000 |
| Securities available for sale | 2,566,000 | 2,597,000 | 2,625,000 | 2,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,120,000 | 107,762,000 | 114,066,000 | 113,359,000 |
| Interest-bearing deposits | 99,633,000 | 100,398,000 | 105,391,000 | 102,623,000 |
| Noninterest-bearing deposits | 7,487,000 | 7,364,000 | 8,675,000 | 10,736,000 |
| Equity capital | 10,722,000 | 10,858,000 | 10,876,000 | 12,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,158,000 | 4,312,000 | 6,603,000 | 8,895,000 |
| Interest expense | 1,010,000 | 2,002,000 | 3,011,000 | 3,952,000 |
| Net interest income | 1,148,000 | 2,310,000 | 3,592,000 | 4,943,000 |
| Noninterest income | 249,000 | 490,000 | 750,000 | 1,103,000 |
| Noninterest expense | 1,064,000 | 2,150,000 | 3,302,000 | 4,488,000 |
| Provision for loan losses | 156,000 | 372,000 | 769,000 | 995,000 |
| Pretax income | 177,000 | 278,000 | 271,000 | 563,000 |
| Income tax | 0 | 0 | 7,000 | 103,000 |
| Net income | 177,000 | 278,000 | 264,000 | 460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,731,000 | 10,831,000 | 10,817,000 | 12,708,000 |
| Total capital | 11,881,000 | 12,036,000 | 12,080,000 | 14,002,000 |
| Risk-weighted assets | 113,456,000 | 116,922,000 | 120,692,000 | 125,416,000 |