Call reports 2001
HOMETOWN BANK, NATIONAL ASSOCIATION — 2001
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 111,051,000 | 115,801,000 | 123,404,000 | 124,970,000 |
| Total loans | 92,274,000 | 99,514,000 | 107,864,000 | 111,385,000 |
| Allowance for loan losses | 936,000 | 1,004,000 | 1,087,000 | 1,122,000 |
| Securities available for sale | 2,473,000 | 2,475,000 | 2,486,000 | 1,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,294,000 | 95,836,000 | 100,678,000 | 100,108,000 |
| Interest-bearing deposits | 89,047,000 | 88,854,000 | 94,498,000 | 93,646,000 |
| Noninterest-bearing deposits | 4,247,000 | 6,982,000 | 6,180,000 | 6,462,000 |
| Equity capital | 8,875,000 | 9,204,000 | 10,158,000 | 10,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,121,000 | 4,245,000 | 6,423,000 | 8,523,000 |
| Interest expense | 1,355,000 | 2,705,000 | 3,957,000 | 5,062,000 |
| Net interest income | 766,000 | 1,540,000 | 2,466,000 | 3,461,000 |
| Noninterest income | 147,000 | 391,000 | 676,000 | 1,041,000 |
| Noninterest expense | 862,000 | 1,755,000 | 2,682,000 | 3,706,000 |
| Provision for loan losses | 64,000 | 294,000 | 537,000 | 643,000 |
| Pretax income | -13,000 | -118,000 | -77,000 | 153,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -13,000 | -118,000 | -77,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,857,000 | 9,182,000 | 10,122,000 | 10,353,000 |
| Total capital | 9,793,000 | 10,186,000 | 11,209,000 | 11,475,000 |
| Risk-weighted assets | 90,481,000 | 98,805,000 | 107,103,000 | 109,553,000 |