Call reports 2026
BANK IRVINE — 2026
What BANK IRVINE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 306,521,000 | 305,639,000 |
| Total loans | 215,739,000 | 238,562,000 |
| Allowance for loan losses | 2,547,000 | 2,828,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 236,001,000 | 234,749,000 |
| Interest-bearing deposits | 213,063,000 | 203,579,000 |
| Noninterest-bearing deposits | 22,938,000 | 31,170,000 |
| Equity capital | 69,038,000 | 69,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,265,000 | 8,690,000 |
| Interest expense | 1,857,000 | 3,748,000 |
| Net interest income | 2,408,000 | 4,942,000 |
| Noninterest income | 79,000 | 116,000 |
| Noninterest expense | 1,366,000 | 2,679,000 |
| Provision for loan losses | -71,000 | 210,000 |
| Pretax income | 1,055,000 | 2,123,000 |
| Income tax | 370,000 | 678,000 |
| Net income | 685,000 | 1,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 69,038,000 | 69,912,000 |