Call reports 2025
BANK IRVINE — 2025
What BANK IRVINE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 243,588,000 | 233,192,000 | 248,771,000 | 285,956,000 |
| Total loans | 191,482,000 | 188,674,000 | 192,927,000 | 219,053,000 |
| Allowance for loan losses | 2,318,000 | 2,320,000 | 2,372,000 | 2,617,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,919,000 | 164,233,000 | 178,897,000 | 216,593,000 |
| Interest-bearing deposits | 160,388,000 | 150,953,000 | 161,015,000 | 193,830,000 |
| Noninterest-bearing deposits | 15,531,000 | 13,280,000 | 17,882,000 | 22,763,000 |
| Equity capital | 66,193,000 | 67,038,000 | 67,728,000 | 68,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,597,000 | 7,361,000 | 11,168,000 | 15,207,000 |
| Interest expense | 1,514,000 | 2,943,000 | 4,401,000 | 6,051,000 |
| Net interest income | 2,083,000 | 4,418,000 | 6,767,000 | 9,156,000 |
| Noninterest income | 5,000 | 138,000 | 154,000 | 163,000 |
| Noninterest expense | 1,416,000 | 2,721,000 | 4,060,000 | 5,383,000 |
| Provision for loan losses | 269,000 | 271,000 | 323,000 | 569,000 |
| Pretax income | 382,000 | 1,509,000 | 2,376,000 | 3,302,000 |
| Income tax | 92,000 | 453,000 | 713,000 | 1,173,000 |
| Net income | 290,000 | 1,056,000 | 1,663,000 | 2,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,193,000 | 67,039,000 | 67,729,000 | 68,281,000 |