Call reports 2024
BANK IRVINE — 2024
What BANK IRVINE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 169,325,000 | 191,529,000 | 214,310,000 | 213,107,000 |
| Total loans | 134,055,000 | 148,512,000 | 173,198,000 | 174,562,000 |
| Allowance for loan losses | 1,520,000 | 1,781,000 | 2,028,000 | 2,049,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,487,000 | 161,049,000 | 183,865,000 | 182,330,000 |
| Interest-bearing deposits | 112,901,000 | 143,218,000 | 170,979,000 | 163,302,000 |
| Noninterest-bearing deposits | 25,586,000 | 17,831,000 | 12,886,000 | 19,028,000 |
| Equity capital | 29,165,000 | 29,038,000 | 29,183,000 | 29,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,927,000 | 5,934,000 | 9,210,000 | 12,653,000 |
| Interest expense | 1,277,000 | 2,652,000 | 4,368,000 | 6,155,000 |
| Net interest income | 1,650,000 | 3,282,000 | 4,842,000 | 6,498,000 |
| Noninterest income | 4,000 | 10,000 | 15,000 | 22,000 |
| Noninterest expense | 1,112,000 | 2,299,000 | 3,532,000 | 4,874,000 |
| Provision for loan losses | 46,000 | 308,000 | 555,000 | 576,000 |
| Pretax income | 435,000 | 649,000 | 781,000 | 1,081,000 |
| Income tax | 0 | 394,000 | 459,000 | 511,000 |
| Net income | 435,000 | 255,000 | 322,000 | 570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,165,000 | 29,038,000 | 29,183,000 | 29,523,000 |