Call reports 2001
PEOPLES STATE BANK, THE — 2001
What PEOPLES STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 112,528,000 | 111,148,000 | 113,034,000 | 110,526,000 |
| Total loans | 58,269,000 | 58,465,000 | 58,779,000 | 60,084,000 |
| Allowance for loan losses | 867,000 | 830,000 | 842,000 | 839,000 |
| Securities available for sale | 26,413,000 | 25,603,000 | 24,588,000 | 28,715,000 |
| Securities held to maturity | 11,320,000 | 11,233,000 | 11,241,000 | 9,928,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,797,000 | 97,340,000 | 98,669,000 | 96,942,000 |
| Interest-bearing deposits | 82,518,000 | 82,077,000 | 82,702,000 | 81,617,000 |
| Noninterest-bearing deposits | 16,279,000 | 15,263,000 | 15,967,000 | 15,325,000 |
| Equity capital | 12,800,000 | 12,978,000 | 13,425,000 | 12,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,186,000 | 4,253,000 | 6,193,000 | 7,973,000 |
| Interest expense | 995,000 | 1,944,000 | 2,772,000 | 3,451,000 |
| Net interest income | 1,191,000 | 2,309,000 | 3,421,000 | 4,522,000 |
| Noninterest income | 216,000 | 419,000 | 615,000 | 858,000 |
| Noninterest expense | 1,008,000 | 2,007,000 | 2,825,000 | 3,963,000 |
| Provision for loan losses | 40,000 | 100,000 | 175,000 | 240,000 |
| Pretax income | 359,000 | 621,000 | 1,036,000 | 1,177,000 |
| Income tax | 104,000 | 211,000 | 320,000 | 376,000 |
| Net income | 255,000 | 410,000 | 716,000 | 801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,518,000 | 12,673,000 | 12,979,000 | 12,539,000 |
| Total capital | 13,385,000 | 13,503,000 | 13,821,000 | 13,378,000 |
| Risk-weighted assets | 70,028,000 | 67,989,000 | 68,523,000 | 69,947,000 |