Call reports 2025
ENTERPRISE BANK — 2025
What ENTERPRISE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 535,976,000 | 534,683,000 | 549,043,000 | 578,551,000 |
| Total loans | 450,063,000 | 462,756,000 | 464,370,000 | 464,211,000 |
| Allowance for loan losses | 4,847,000 | 4,985,000 | 5,184,000 | 5,310,000 |
| Securities available for sale | 15,042,000 | 15,084,000 | 15,243,000 | 14,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 424,739,000 | 422,654,000 | 431,302,000 | 461,004,000 |
| Interest-bearing deposits | 367,493,000 | 367,442,000 | 373,857,000 | 399,070,000 |
| Noninterest-bearing deposits | 57,246,000 | 55,212,000 | 57,445,000 | 61,934,000 |
| Equity capital | 56,063,000 | 56,719,000 | 61,694,000 | 63,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,135,000 | 14,714,000 | 22,563,000 | 30,653,000 |
| Interest expense | 3,714,000 | 7,596,000 | 11,558,000 | 15,465,000 |
| Net interest income | 3,421,000 | 7,118,000 | 11,005,000 | 15,188,000 |
| Noninterest income | 173,000 | 339,000 | 504,000 | 696,000 |
| Noninterest expense | 2,317,000 | 4,694,000 | 7,177,000 | 9,508,000 |
| Provision for loan losses | 69,000 | 207,000 | 410,000 | 536,000 |
| Pretax income | 1,187,000 | 2,583,000 | 4,062,000 | 6,012,000 |
| Income tax | 268,000 | 580,000 | 910,000 | 1,038,000 |
| Net income | 919,000 | 2,003,000 | 3,152,000 | 4,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,287,000 | 57,821,000 | 62,671,000 | 63,967,000 |
| Total capital | 62,477,000 | 63,101,000 | 68,037,000 | 69,426,000 |
| Risk-weighted assets | 482,886,000 | 493,075,000 | 490,502,000 | 484,404,000 |