Call reports 2024
ENTERPRISE BANK — 2024
What ENTERPRISE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 507,266,000 | 502,448,000 | 526,720,000 | 524,296,000 |
| Total loans | 431,497,000 | 438,038,000 | 446,624,000 | 447,139,000 |
| Allowance for loan losses | 4,682,000 | 4,477,000 | 4,707,000 | 4,778,000 |
| Securities available for sale | 17,975,000 | 16,614,000 | 16,084,000 | 15,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,061,000 | 403,273,000 | 419,309,000 | 418,263,000 |
| Interest-bearing deposits | 342,014,000 | 344,733,000 | 361,677,000 | 359,528,000 |
| Noninterest-bearing deposits | 67,047,000 | 58,540,000 | 57,632,000 | 58,735,000 |
| Equity capital | 52,432,000 | 52,369,000 | 54,902,000 | 55,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,753,000 | 13,507,000 | 20,536,000 | 27,909,000 |
| Interest expense | 3,801,000 | 7,601,000 | 11,733,000 | 15,724,000 |
| Net interest income | 2,952,000 | 5,906,000 | 8,803,000 | 12,185,000 |
| Noninterest income | 137,000 | 310,000 | 479,000 | 637,000 |
| Noninterest expense | 2,233,000 | 4,623,000 | 6,929,000 | 9,052,000 |
| Provision for loan losses | -1,000 | -206,000 | 24,000 | 75,000 |
| Pretax income | 796,000 | 1,473,000 | 2,173,000 | 3,530,000 |
| Income tax | 180,000 | 425,000 | 585,000 | 1,012,000 |
| Net income | 616,000 | 1,048,000 | 1,588,000 | 2,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,092,000 | 53,924,000 | 56,090,000 | 56,768,000 |
| Total capital | 58,991,000 | 58,884,000 | 61,110,000 | 61,868,000 |
| Risk-weighted assets | 476,510,000 | 477,320,000 | 480,229,000 | 475,601,000 |