Call reports 2023
ENTERPRISE BANK — 2023
What ENTERPRISE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 436,312,000 | 469,398,000 | 463,003,000 | 494,965,000 |
| Total loans | 377,093,000 | 407,435,000 | 405,804,000 | 433,000,000 |
| Allowance for loan losses | 4,660,000 | 4,720,000 | 4,322,000 | 4,683,000 |
| Securities available for sale | 19,240,000 | 19,167,000 | 17,445,000 | 18,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,607,000 | 377,015,000 | 361,405,000 | 395,395,000 |
| Interest-bearing deposits | 293,014,000 | 320,182,000 | 310,753,000 | 333,322,000 |
| Noninterest-bearing deposits | 57,593,000 | 56,833,000 | 50,652,000 | 62,073,000 |
| Equity capital | 51,056,000 | 51,346,000 | 51,474,000 | 52,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,837,000 | 10,209,000 | 15,975,000 | 22,295,000 |
| Interest expense | 1,467,000 | 3,633,000 | 6,325,000 | 9,573,000 |
| Net interest income | 3,370,000 | 6,576,000 | 9,650,000 | 12,722,000 |
| Noninterest income | 108,000 | 226,000 | 339,000 | 442,000 |
| Noninterest expense | 1,991,000 | 4,069,000 | 6,204,000 | 8,455,000 |
| Provision for loan losses | 60,000 | 120,000 | -278,000 | 83,000 |
| Pretax income | 1,427,000 | 2,613,000 | 3,605,000 | 4,469,000 |
| Income tax | 312,000 | 638,000 | 818,000 | 873,000 |
| Net income | 1,115,000 | 1,975,000 | 2,787,000 | 3,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,872,000 | 53,232,000 | 53,544,000 | 53,976,000 |
| Total capital | 57,532,000 | 57,952,000 | 58,324,000 | 58,816,000 |
| Risk-weighted assets | 411,736,000 | 443,759,000 | 445,028,000 | 472,220,000 |