Call reports 2022
ENTERPRISE BANK — 2022
What ENTERPRISE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 444,497,000 | 415,510,000 | 415,808,000 | 435,481,000 |
| Total loans | 350,190,000 | 354,547,000 | 358,573,000 | 372,246,000 |
| Allowance for loan losses | 4,420,000 | 4,480,000 | 4,540,000 | 4,600,000 |
| Securities available for sale | 15,037,000 | 17,383,000 | 17,823,000 | 18,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,133,000 | 361,330,000 | 360,102,000 | 377,941,000 |
| Interest-bearing deposits | 335,243,000 | 301,420,000 | 295,431,000 | 312,770,000 |
| Noninterest-bearing deposits | 55,890,000 | 59,910,000 | 64,671,000 | 65,171,000 |
| Equity capital | 47,994,000 | 48,465,000 | 48,944,000 | 50,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,538,000 | 7,421,000 | 11,714,000 | 16,518,000 |
| Interest expense | 837,000 | 1,570,000 | 2,296,000 | 3,371,000 |
| Net interest income | 2,701,000 | 5,851,000 | 9,418,000 | 13,147,000 |
| Noninterest income | 190,000 | 377,000 | 516,000 | 638,000 |
| Noninterest expense | 1,810,000 | 3,655,000 | 5,548,000 | 7,597,000 |
| Provision for loan losses | 55,000 | 115,000 | 149,000 | 209,000 |
| Pretax income | 1,026,000 | 2,458,000 | 4,237,000 | 5,979,000 |
| Income tax | 227,000 | 452,000 | 839,000 | 1,247,000 |
| Net income | 799,000 | 2,006,000 | 3,398,000 | 4,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,084,000 | 50,050,000 | 51,072,000 | 52,337,000 |
| Total capital | 53,504,000 | 54,530,000 | 55,612,000 | 56,937,000 |
| Risk-weighted assets | 383,391,000 | 391,863,000 | 394,531,000 | 407,737,000 |